FEE FREE Checking Millstream Area Credit Union’s fee free checking account is the best kept secret in town! If you are being charged fees at another institution, open a Millstream Area Credit Union Fee Free checking with all of the following features and benefits:
- No monthly service charge
- Free Internet Credit Union, Free Web Bill Pay and E-statements
- No minimum balance required
- Courtesy Pay
- Overdraft Protection available
- Unlimited check writing
Teen Checking
Help your teen achieve financial freedom while teaching them financial responsibility with Millstream Area Credit Union’s Teen Checking Account.
- No monthly service charge
- A parent or legal guardian is required to be a joint owner of the account
- Age 13-17
- First 50 checks FREE
- $100 required deposit in savings/overdraft at all times
- Monthly statements, Free e-statements
CRUISIN’ 55 CHECKING
Millstream Area Credit Union’s Cruisin’ 55 checking account rewards members by providing dividends on their balances above $500.00. Additional features include:
- Checking that earns interest!
- 0.25%APY* raise of any Certificate Rate on deposits of $5,000 or more
- 1 FREE box of Basic Checks a year
- Monthly Statements, Free E-statements
- Dividends are paid quarterly
- Free Internet Credit Union and Free Web Bill Pay
- Unlimited Check Writing
- Overdraft protection available
- Courtesy Pay
- Checking account for those 55+ members
Membership eligibility required.
* APY (Annual Percentage Yield)
° APR (Annual Percentage Rates)
Dividends are earned on the average daily balance. Paid monthly.


