Millstream Area Credit Union

HISTORY

The Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio, their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household. The Credit Union was organized to provide financial services to the workers and their families at a more reasonable cost than the area banks were offering. It gave the Cooper union employees a place they could borrow money by simply asking and signing a loan note. It was also a place they could payroll deduct a portion of their paycheck for the benefit of saving money.

When the Credit Union started in 1966, the original name was Local 207 U.R.W. Employees Credit Union. On March 13, 1984 the name was changed to Millstream Area Credit Union to better reflect the growing membership as the Credit Union had accepted additional select employee groups (SEG’s) and now the salaried employees of Cooper Tire were now eligible to join.

The name Millstream Area was derived by the Board of Directors and it was to reflect the old song “Down by the Old Millstream.” The composer of this song, Tell Taylor (1866-1937), lived in the area and many businesses close to the Credit Union have since adopted the word Millstream in their business name.

The first shareholders meeting of the Credit Union was held on April 25, 1966 with the charter members in attendance.

Jack Scoby	M.K. Dukes
Blaine Wilson	Dale E. Lee
Harold R. Wood	William J. Leeper
Ann A. Rader	Charles Hicks
Mildred Howard	D.E. Sharninghouse
Roland J. Warnimont	Joseph M. Woods
Karroll G. Hepner	Merlin D. Withrow
W.T. McGinley	Robert Gonzales
Richard Pershing


	Elected April 25, 1966
	Joseph Woods	President
	Roland Warnimont	Vice President
	Mildred Howard	Secretary
	Jack Scoby	Treasurer
	Karroll G. Hepner	Director
	Merlin D. Withrow	Director
	W.T. McGinley	Director

Throughout the years, Millstream Area Credit Union has progressed through several fields of membership expansions. It began in September 1977 when the credit union changed its Articles of Incorporation to accept additional select employee groups (SEG’s). On February 27, 1991 the Credit Union again changed its Articles of Incorporation to include any family member of an existing member as being eligible to join.

On April 1, 1998 Millstream Area Credit Union merged with and acquired the assets of a small Credit Union called Webster Credit Union. Webster had approximately $463,817.00 in assets and 283 members. On September 19, 2000 Millstream Area Credit Union received its Community Charter for Hancock County, Ohio and on March 23, 2008 received its Community Charter for the following counties in Ohio: Allen, Hardin, Putnam, Seneca, and Wood.

Cooper Tire & Rubber Company	April 5, 1966
Findlay City Employees	January 12, 1978
Cummins Corporation	March 15, 1982
DLM Corporation – Closed	March 15, 1982
Cooper Tire & Rubber Company – Salaried employees	March 20, 1984
Freudenberg NOK	November 25, 1985
Sundor Brands – Closed	February 18, 1986
Norbalt Rubber Company – Closed	June 23, 1986
Findlay Industries – Closed	June 27, 1988
Centrex Corporation	September 28, 1988
Findlex Corporation	April 10, 1991
G.S.W Corporation	May 15, 1991
Millstream Press Printing	December 13, 1991
Liberty Staffing	December 13, 1991
Bridgestone	July 15, 1992
Wrecker Bear Towing	December 9, 1992
Tall Timbers Distribution Center	April 26, 1995
Shaw Environmental & Infrastructure	September 11, 1995
Dukes Transportation – Closed	October 24, 1995
Miami Industrial Trucks	November 17, 1995
Waste Management of Ohio	November 17, 1995
Grob Systems Incorporated	August 26, 1996
Independent Concepts	October 28, 1997
Blanchard Valley Dental Professionals	January 26, 1998
M & A Trucking	August 21, 1998
Findlay Garden Apartments	May 19, 1999
New Adventure Computer & Electronics	July 6, 1999
Wolfies Roasted Nuts	April 19, 2000

Featured Rates
Deposits	Up To
Money Market Account	0.44% APY*
Share Certificate	2.27% APY
IRAs	0.44% APY

Loans	As Low As
New Auto Loans	5.75% APR*
Home Equity Line of Credit	4.00% APR
Mortgages	Call for current rate

	MEMBER ACCOUNTS ARE NOT GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY This institution is not federally insured. Our accounts are insured through ASI for up to $250,000 per account.
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Millstream

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