Membership


WHAT IS A CREDIT UNION?
  • A credit union is a financial institution in which members are the owners.
  • Credit unions are not-for-profit. Generally, credit unions have lower loan rates, low-cost services and higher savings rates.
  • As a member in good standing, you are eligible for all of the services the credit union has to offer.
  • As a member, you are eligible to vote in our annual election for board directors. Millstream Area Credit Union’s Board of Directors is a volunteer group of members who lead our credit union into the future.

WHO IS ELIGIBLE TO JOIN?
  • Anyone who lives or works in Hancock, Allen, Hardin, Putnam, Seneca, or Wood Counties
  • Anyone who worships or attends school in Hancock, Allen, Hardin, Putnam, Seneca, or Wood Counties
  • Relatives of credit union members
WHAT DO I NEED TO JOIN?

  • A valid picture ID* (driver’s license, state ID, etc.)
  • Second form of ID (Birth Certificate, Social Security Card, Work ID, etc.)
  • Social Security number
  • $5 Share deposit to open an account

When you open an account at Millstream Area Credit Union, you become a member. You are required to have a share account with us and maintain at least a $5 balance at all times. The $5 share is your part ownership in the Credit Union. If you have questions, please feel free to contact us by calling 419.422.5626 or emailing macu1007@millstreamcu.com.

A credit report may be attained to verify your identity. Membership Eligibility Required. 
* If your identification does not depict the correct mailing or physical address we will require proof of residency (a utility bill in your name, etc.)


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Phone: (419) 422-5626
1007 Western Avenue, Findlay, Ohio 45840
Fax: (419) 422-5598
M.A.R.S. (419) 423-2766
1811 Tiffin Avenue, Findlay, Ohio 45840
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Cu ServicesASIEqual Housing Lender
 
This is not a federally
insured institution.
 

MEMBER ACCOUNTS ARE NOT GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.