Millstream Area Credit Union

Membership

WHAT IS A CREDIT UNION?

A credit union is a financial institution in which members are the owners.
Credit unions are not-for-profit. Generally, credit unions have lower loan rates, low-cost services and higher savings rates.
As a member in good standing, you are eligible for all of the services the credit union has to offer.
As a member, you are eligible to vote in our annual election for board directors. Millstream Area Credit Union’s Board of Directors is a volunteer group of members who lead our credit union into the future.

WHO IS ELIGIBLE TO JOIN?

Anyone who lives or works in Hancock, Allen, Hardin, Putnam, Seneca, or Wood Counties
Anyone who worships or attends school in Hancock, Allen, Hardin, Putnam, Seneca, or Wood Counties
Relatives of credit union members

WHAT DO I NEED TO JOIN?

A valid picture ID* (driver’s license, state ID, etc.)
Second form of ID (Birth Certificate, Social Security Card, Work ID, etc.)
Social Security number
$5 Share deposit to open an account

When you open an account at Millstream Area Credit Union, you become a member. You are required to have a share account with us and maintain at least a $5 balance at all times. The $5 share is your part ownership in the Credit Union. If you have questions, please feel free to contact us by calling 419.422.5626 or emailing macu1007@millstreamcu.com.

A credit report may be attained to verify your identity. Membership Eligibility Required.
* If your identification does not depict the correct mailing or physical address we will require proof of residency (a utility bill in your name, etc.)

Fill out an application online

Membership

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