A credit union is a financial institution in which members are the owners.
Credit unions are not-for-profit. Generally, credit unions have lower loan rates, low-cost services and higher savings rates.
As a member in good standing, you are eligible for all of the services the credit union has to offer.
As a member, you are eligible to vote in our annual election for board directors. Millstream Area Credit Union’s Board of Directors is a volunteer group of members who lead our credit union into the future.
WHO IS ELIGIBLE TO JOIN?
Anyone who lives or works in Hancock County
Anyone who worships or attends school in Hancock County
Relatives of credit union members
WHAT DO I NEED TO JOIN?
A valid picture ID (driver’s license, state ID, etc.)
Social Security number
$5 Share deposit to open an account
When you open an account at Millstream Area Credit Union, you become a member. You are required to have a share account with us and maintain at least a $5 balance at all times. The $5 share is your part ownership in the Credit Union.
A credit report may be attained to verify your identity. A report from ChexSystems may also be used to verify account eligibility.