Rates & Fees


Deposit Rates

 
Rates as of May 1, 2008 and subject to change.
Money Market  Effective 05-08-2008
Balances Dividend Rate APY
$0 - $2,499.00
0.00%

0.00%

$2,500 - $9,999.99
1.50%
1.51%
$10,000 - $24,999.99
1.75%
1.76%
$25,000 - $49,999.99
2.00%
2.02%
$50,000 - $99,999.99
2.25%
2.27%
$100,000 -$249,999.99
2.50%
2.53%
$250,000 and over
3.00%
3.04%
     
Individual Retirement Share Account Effective 05-01-2008
Balances Dividend Rate APY
$0 - $24.99
0.00%
0.00%
$25.00 - $4,999.99
 1.95%
 1.96%
$5,000 - 9,999.99      
 2.15%
2.17%
$10,000 - $24,999.99
2.25%
2.27%
$25,000 - $49,999.99
2.45%
2.47%
$50,000 and over
2.75%
2.78%
   
Share/IRA Certificate Accounts
18 month Special excludes IRA Certificates
Effective 05-01-2008
Term Minimum Deposit
$500
Minimum Deposit $5,000
  Rate APY Rate APY
90 days 1.75% 1.76% 1.85% 1.86%
6 months 1.77% 1.78% 1.95% 1.96%
12 months 1.95% 1.96% 2.05% 2.07%

18 months

2.05% 2.07% 2.25% 2.27%
24 months 2.15% 2.17% 2.35% 2.37%
36 months 2.25% 2.27% 2.45% 2.47%
48 months 2.35% 2.37% 2.55% 2.57%
60 months 2.45% 2.47% 2.65% 2.68%
 Minor's Certificates 
 
Same Rate as $500 Certificate Account
 
Minimum Deposit
$250.00
Share Savings Regular, Senior, Business & Trusts  Effective  05-01-2008
Balances Dividend Rate APY
$500 - $2,499.99 .45% 0.45%
$2,500 - $9,999.99 .55% 0.55%
$10,000 - $24,999.99 .75% 0.75%
$25,000 - $49,999.99 .95% 0.95%
$50,000 and over 1.00% 1.00%
     
 Share Savings Minor & Teen   Effective 05-01-2008
Balances
Dividend Rate
 APY
$0.00 - $2,499.99
 0.45%
0.45%
$2,500 - $9,999.99
 0.55%
0.55%
$10,000 - $24,999.99               0.75%
0.75%
$25,000 - $49,999.99               0.95%
0.95%
$50,000 and over  
1.00%
1.00%
     
Club Accounts Christmas, Vacation & Special Effective 05-01-2008
Balances Dividend Rate APY
$100 - $2,499.99 0.35% 0.35%
$2,500 - $9,999.99 0.45% 0.45%
$10,000 - $24,999.99 0.65% 0.65%
$25,000 - $49,999.99 0.85% 0.85%
$50,000 and over 0.95% 0.95%
     
Cruisin 55 Checking Effective 05-01-2008
Balances Dividend Rate APY
$0 - $499.99
0.00%
0.00%
$500 and over
1.00%
1.00%
   

Loan Rates

 
Rates as of January 30, 2008 and subject to change.
Auto Loans Effective 05-08-2008
Model Year Rate Term
2008-2006 vehicles As low as 4.75% up to 24 months
2005-2003 vehicles As low as 5.50% up to 24 months
2002-2000 vehicles As low as 6.50% up to 24 months
1999 & older vehicles As low as 7.50% up to 24 months
 Call 419-422-5626 for longer term      rates 
Motorcycles Effective 05-08-2008
Model Year Rate Term
All Model Years As low as 6.00% up to 72 months
Rates are based on  credit score   
Recreational Vehicles Effective 05-08-2008
Model Year Rate Term
All Model Years As low as 6.00% up to 72 months
Rates are based on  credit score 
Home Equity Line of Credit Effective 04-30-2008
  Rate Term
up to 70% LTV
4.50%
Prime Rate - 1/2
up to 80% LTV
5.00%
Prime Rate + 0
up to 90% LTV
6.00%
Prime Rate + 1
up to 100% LTV
8.00%
Prime Rate + 3
   
Signature Loans Effective 05-08-2008
  Rate Term
Signature Loans As low as 9.00% up to 48 months
     
Share Secured Effective 05-08-2008
  Rate Term
 Share Secured Loans As low as 4.75%  
Visa Credit Cards           Rate                 Effective 05-01-2008
 Classic                    
12.9%
 
 Platinum  
7.9%
 



 Effective August 1, 2007, Reviewed March 1, 2008
 
Cashier checks (One free per day) after 1
$   1.00 each
Money orders
$   1.00 each
Travelers checks (dual signature)
$   1.00 per 100
Wire transfer - international - outgoing
$ 35.00 each
Wire transfer - international - incoming
$ 35.00 each
Wire transfer - incoming
$   5.00 each
Wire transfer - outgoing
$ 15.00 each
Return of deposited check
     Business Account
     Personal Account

$ 25.00 each
$ 10.00 each
Additional copies statements
$  5.00 per stmt
Account balancing assistance (2 free per year)
$ 25.00 per hr
ACH return for non-sufficient funds
$ 33.00 each
ACH Origination Return Fee               
$ 33.00 each
ATM Surcharge (non members only)     
$   2.00 each
Stop Payment on Share Draft
$ 15.00 each
Automatic Transfer from Overdraft Account $   2.00 each
Copy of Share Draft (C.U. provided, internet is free) $ 10.00 each
Share Draft Returns for NSF $ 33.00 each
Share Draft/Check Printing Price May Vary
Return Mail Fee $  5.00 per item
Garnishments & Tax Levies $ 25.00 each
Christmas Club Early Withdrawal Fee $   5.00 each
Loan Processing Fee $ 50.00 each
Loan Late Payment Fee $ 25.00 each
Loan Application Fee (after 2 denials in 12 mo) $ 15.00 each
Incoming/Outgoing Faxes $  1.00 per page
IRA Yearly Maintenance Fee (account balance rule) $ 10.00
IRA New Account Fee (account balance rule) $   5.00
IRA Close Account Fee $ 25.00
Visa Debit Card Dispute - Chargeback $ 25.00 each
Check Cashing (Account Rules Apply) $ 10.00 per ck
Foreign Check Deposit Fee $ 25.00 per ck
Account Re-Opened Fee (within 60 days of closing)  $ 15.00 
ATM/Debit/Visa Card Replacement Fee  $ 10.00 each 
ATM/Debit Transaction Fee (Using non credit union owned machines)  $  1.00 each
Dormant Account Fee (no activity for 12 mos)  $5.00 per month 
Cruisin 55 Checking Below Minimum Balance  $5.00 per mnth 
 Gap Waiver (Loan Rules Apply) $210.00 

*Fees may reduce your earnings.
 

 

 

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CU Succeed

Phone: (419) 422-5626
1007 Western Avenue, Findlay, Ohio 45840
Fax: (419) 422-5598
M.A.R.S. (419) 423-2766
1811 Tiffin Avenue, Findlay, Ohio 45840
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