Millstream Area Credit Union currently offers share accounts to minors. Minors are automatically enrolled into the Kirby the Kangaroo's Kids Club. He/She will receive a welcome packet and a free gift at time of account opening. The required initial $5.00 will be credited to the account until the minor's 18th birthday. If the account is closed prior to then the $5.00 will remain credit union funds. If you turn 18 prior to closing your account Millstream Area Credit Union gives you the $5.00.