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Fee Schedule

Current as of May 1, 2023

Account Balancing Assistance by Appointment$25.00/hour
ACH Origination Return Fee$35.00 each
ACH Return for Non-sufficient Funds$35.00 per presentment
Additional Copies of Statement$5.00/statement
ATM Surcharge (non members only)$3.50 each
ATM/Debit Card Transaction Fee (non MACU ATMs)$1.00 each
ATM/Debit/Visa Card Replacement - Instant Issue$15.00/card
ATM/Debit/Visa Card Replacement - Mail Order$10.00/card
Automatic Transfer from OverdraftFree
CarFax Report$34.99 each
Cashier Checks – (one free / day for MACU members)$2.00 each, shared branching $3.00
Christmas Club Early Withdraw Fee$5.00 each
Copy of Share Draft (free on Online Banking)$10.00 each
Dormant Account Fee (no activity for 12 months)$5.00/month
Foreign Check Deposit Fee$25.00/check (as low as)
GAP Insurance Policy (loan rules apply)$450.00 (as low as)
Garnishments & Tax Levies$35.00 each
Incoming/Outgoing Faxes$2.00
IRA Close Account Fee$25.00
IRA New Account Fee (based on account value)$5.00
IRA Yearly Maintenance Fee (based on account value)$10.00
Loan Application Fee (after 2 denials in 2 months)$15.00 each
Loan Late Payment Fee 10% of monthly payment (max $75)
Loan Processing Fee2% of amount borrowed (max $200)
Membership Number Replacement Fee$15.00
Money Orders$2.00 each
Overdraft Privilege Fee (Courtesy Pay)$35.00 per presentment
Return Mail Fee$5.00/month
Return of Deposited Check – Business Accounts$25.00 each
Return of Deposited Check – Personal Accounts$10.00 each
Satisfaction of Mortgage Fee$54.00
Share Draft Returns for NSF$35.00 per presentment
Share Draft/Check PrintingPrice May Vary
Stop Payment on Share Draft or ACH$15.00
Transaction History Printout$2.00
Visa Balance Research Fee$25.00 / hour (min. charge of 1 hour)
Visa Credit Card International Service Assessment Fee1% of trans. amt.
Visa Check Card Dispute – Chargeback$25.00 each
Visa Debit Card International Service Assessment Fee1% of trans. amt.
Visa Late Payment Fee$25.00/month
Visa Returned Payment Fee$25.00/month
Visa Statement Copy Fee$5.00/copy
VSI Fee (applies to Automobiles, RVs, and Boats)$39.00/loan
Wire Transfers (Incoming)$10.00 each
Wire Transfer (International-outgoing and incoming)$35.00 each
Wire Transfer (Outgoing)$20.00 each

What our
Members say

Have always had good experiences when visiting this branch. Went in to check on refinancing an auto loan and very quickly got assistance . Shortly after arriving, I got approved for the new loan with a better rate and a shorter term.

Jim K.

Bank from anywhere.

It's that easy.