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Digital Banking

We may be local, but we’re with you wherever you go. Bank on your time, for free, 24/7.

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Online Banking

We love it when you come see us, but we understand sometimes you don't have time. That's why we are happy to provide you the convenience of our free online banking and bill pay service.

Check account balances, make transfers, pay bills, and more from the comfort of your home or office, anytime. It's available for free to all members.

  • Free, secure, and easy-to-use service for Millstream Area Credit Union members
  • Manage a number of banking activities anytime, anywhere with internet access:
    • Check account balances and history
    • Make transfers between accounts
    • Find shared branching and ATM locations
    • Access eStatements
    • And more

Bill Pay

  • Free service available online and through mobile
  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Ensure payments are received on time
    • Have all payee information in one convenient place
    • Retain funds until paper drafts are presented for payment
  • Avoid paper clutter
  • More secure than paper billing
  • Make more time for yourself; fewer bank trips necessary

Mobile Banking

Our mobile banking features all the same great services as online banking, conveniently available from any mobile device. It's like having a branch in your pocket. Enrolling in mobile banking and downloading the app is quick and easy.

  • Fast, free, and secure service for members enrolled in online banking*
  • Available to personal and business customers
  • Easily keep track of your finances — even on the go:
    • View account balances
    • Review history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
    • Deposit checks**
      • Check must be endorsed with "For mobile deposit at MACU only"
  • Available via any web-enabled mobile device
  • Use this service in these convenient ways:
  • Save valuable time and effort; avoid an extra trip to a branch

*Wireless carrier data rates may apply.
**For qualified members


It's time to make the free switch — trade the paper clutter for easy electronic statements. We promise you won't miss that stack of unopened envelopes.

Losing the paper trail also means gaining security. The less you leave for identity thieves, the better you can avoid being a victim of fraud.

  • Save paper and save the environment
  • Fast, free, and easy alternative to paper statements
  • Easier to retrieve info when needed
  • Eliminate a paper trail
  • Reduce chances of fraud and identity theft
  • Arrive faster than paper statements
  • Simplify recordkeeping
  • Easily access past statements
  • Contact us to request and enroll

Mobile Banking

Mobile Deposit

What our
Members say

I had an amazing experience getting a loan for my first car purchase! It was a quick and easy process thanks to all the help from Shawna! She got me the best deal possible on a loan and was super helpful and explained everything so that I understood it all. I highly recommend!! Thanks a bunch Shawna :) I appreciate your help and love my new car!

Madison S.

Enjoy No Payments for 60 Days and a $100 Gas Card!