EarlyPay
EarlyPay from Millstream Area Credit Union is a new service provided to members, allowing member/owners to initiate incoming ACH transactions for deposit early.
Most incoming ACH transactions are posted on the date as defined by the entity making the deposit to a member’s account. Consider your direct deposit from your employer, what if you could get paid a couple days early? That’s what EarlyPay offers members! Simply log in to It’sMe247 Online Banking and go to the ACH Transactions section. Click on “Post Early” and acknowledge the additional prompts to have the funds deposited early.
A small fee of $5.00 is charged for early postings, when initiated by the member in online banking. To post early with a Member Experience Specialist the fee is $15.00 for in person or over the phone service.
Mobile App Process:
Notification
| Review  | Post  |
Online Banking (Desktop) Process:
Notification 
| Review  | Post  |
What our
Members say
Zachary M.Ann is incredibly helpful and assisted with my home loan application by not only providing personalized estimates but also assisting with comparing Millstream's rates with other lenders, which vastly helped me make an informed decision that was best for me and my family. I cannot say enough good things about her and all that she has done for my family! Thanks Ann! :)
