Student Loans
Get the money you need to help make higher education happen.
Key Features
- Competitive Rates
- Quick Decisions
Benefits
Looking for an education loan that’s designed for the needs of all types of students?
Student loans from Millstream Area Credit Union in partnership with Sallie Mae® could help!
Get ready for your next move with undergraduate, graduate, and career training loan options.
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
Undergraduate and career training students
Undergraduate student loan
For your bachelor's or associate degree, or a certificate from a degree-granting school.
Career training loan
For professional training or certificate courses like culinary, aviation, technical, etc. from a non-degree-granting school.
Graduate students
Graduate School Loan
For graduate degrees and other master’s and doctoral programs.
MBA Loan
For business school expenses as you earn your Master of Business Administration degree.
Medical School Loan
For medical school and related expenses as you earn your MD, DO, DPM, DVM, or VMD.
Dental School Loan
For dental school and related expenses as you earn your DMD or DDS.
Graduate School Loan for Health Professions
For health professions degrees in allied health, nursing, pharmacy, and other graduate-level health programs.
Law School Loan
For law school and related expenses as you earn your JD or LLM.
After graduate school loans
Bar exam loan
For expenses, fees, and living costs while you study for the bar exam.
Medical and Dental residency loan
For board examination fees, travel, and moving expenses for your medical, podiatry, veterinary, or dental residency.
Borrow Responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank. Millstream Area Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
©[2025 – 2026] Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.
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What our
Members say
Deb E.Wonderful loan officer who went above and beyond to get the appraisal work completed on time. Ann surprised me by even answering email on Saturday night. The entire process went very well, questions were answered with patience and promptness. Very impressive. I highly recommend!
