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Certificates

There aren’t many guarantees in life, but here’s one of ‘em. Our certificate accounts pay interest at a fixed rate for the term you choose.

Key Features 

  • Competitive Dividends
  • Guaranteed Returns
  • No Setup or Maintenance Fees

Benefits

  • Competitive, fixed rates
  • Higher rates than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other, more risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawal penalties apply
  • Automatic renewal at maturity
  • $500 minimum deposit for regular certificate
  • $250 minimum deposit for minor certificate
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What our
Members say

I upgraded my phone and was unable to logon to my Millstream Area CU account. Millstream now allows customers to text for assistance which is an invaluable service! Lori answered my texts and in less than 4-5 minutes my issue was resolved. Very grateful that Millstream provides first-rate customer service and team members such as Lori!
Nancy D.

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