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Our Story

Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household. The credit union was organized to provide financial services to the workers and their families at a more reasonable cost than the area banks were offering. It gave the Cooper union employees a place where they could borrow money by simply asking and signing a loan note. It was also a place where they could automatically transfer a portion of their paycheck to a savings account for the benefit of saving.

When the credit union started in 1966, the original name was Local 207 U.R.W. Employees Credit Union. The first shareholders meeting of the credit union was held on April 25, 1966 with the charter members in attendance.

On March 13, 1984 the name was changed to Millstream Area Credit Union to better reflect the growing membership as the credit union had accepted additional select employee groups (SEGs) and the salaried employees of Cooper Tire were now eligible to join. The Board of Directors chose the name Millstream Area inspired by the old song "Down by the Old Millstream." The composer of this song, Tell Taylor (1866-1937), lived in the area, and many businesses close to the credit union have since adopted the word Millstream as part of their business name.

Since 1966, we strive to provide our members with the best banking and lending products, enhanced by a friendly, local staff that knows our members by name. We offer all the products that larger banks provide, at much better rates. We are also involved and deeply invested in the communities we serve, participating in various charity events and supporting our local causes.

Our Mission Statement

Creating financial relationships for a lifetime.

Our Vision Statement

In our market area, we are recognized for providing financial relationships for a lifetime.

What our
Members say

To be honest, I think both Western Ave and Fostoria Road have great customer service. I use both depending on what side of town I’m on. Thanks for everything!

James G.

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