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Fraud Protection

Gain more control and safety over your debit card — so you can enjoy more peace of mind.


  • Free CardValet® app for Apple® or Android™ devices
  • Add more security and control to your debit and credit card
  • Lock and unlock cards with a few taps to your smartphone
  • Get real-time notifications when your card is used
  • Restrict transactions to a certain area using your phone's GPS
  • Set security preferences to match your spending habits for every card
  • Set spending limits for every transaction
  • Enable or disable your cards to be used within certain merchant categories
    • Such as gas and groceries, hotel, and travel
download on the app store
get it on google play

Additional Protection

  • If you've lost your card or suspect fraud, contact:
  • Stay alerted to potential fraud with EnFact fraud monitoring:
    • Monitors transactions and the places they take place
    • Receive text messages about suspicious activity
    • Confirm or deny the transaction as needed
    • Keeps personal information safe and secure

What our
Members say

We've been using Millstream Area Credit Union for years and have always had great experience with them, Devin just helped us get some things figured out for my Mom's account she made it super easy!

Nick W.

Bank from anywhere.

It's that easy.