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Forms & Applications

Funds Availability Update

ESIGN Disclosure

  • By requesting certain products and services, such as Internet Banking or Web Bill Pay, you must consent to conduct business electronically, which includes receiving all pertinent disclosures in electronic format. You will not be asked for your consent again.
  • Please provide us with your email address so we can contact you in regards to the status of your application and provide you with any further information you may be receiving electronically.
  • If you prefer to receive any record provided to you or made available in a paper form instead of electronic, the forms are available at all branch locations and can be printed from our website: If requested, a form can also be mailed to you at the address on your account.
  • If you would like to receive any forms or disclosures in a hard copy version after consent, you may do so by calling a representative at (419) 422-5626 or visiting any of our branch locations. If you request any initial documents electronically, there will not be a fee.
  • If you choose not to conduct your financial affairs in this format or do not wish to consent, you may withdraw your consent. There will be no fees or consequences if you choose to withdraw your consent.

Minimum Hardware and Software Requirements:

  • A computer with a Modem (dial-up, DSL, cable, etc...)
  • Access to the Internet though an Internet Service Provider
  • Browser software that support Secure Sockets Layer (SSL) technology

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What our
Members say

Ann is incredibly helpful and assisted with my home loan application by not only providing personalized estimates but also assisting with comparing Millstream's rates with other lenders, which vastly helped me make an informed decision that was best for me and my family. I cannot say enough good things about her and all that she has done for my family! Thanks Ann! :)

Zachary M.

Bank from anywhere.

It's that easy.