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Become a Member

Who is eligible to join?

Anyone who lives, works, worships, or attends school in Hancock, Allen, Hardin, Putnam, Seneca, or Wood Counties; as well as relatives of any current member.

What do I need to join?

  • A valid picture ID (must be government issued: driver's license, state ID, etc.)
  • Second form of ID (must have address verification: Birth Certificate, Social Security Card, Utility Bill, etc.)
  • $5 minimum deposit to open a Share Savings Account

It’s easy to make the switch!

We make it simple and convenient. Just use our handy switch kit (PDF) to start move your banking over today!


What our
Members say

I upgraded my phone and was unable to logon to my Millstream Area CU account. Millstream now allows customers to text for assistance which is an invaluable service! Lori answered my texts and in less than 4-5 minutes my issue was resolved. Very grateful that Millstream provides first-rate customer service and team members such as Lori!
Nancy D.

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