Home Equity Lines of Credit
Did you know your home could be your next major funding source? Put that hard-earned equity to work today.
Key Features
- Competitive Rates
- Anytime Access
- Local Processing
- Quick Decisions
Benefits
- Turn the equity in your home into ongoing, affordable financing
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Funds easily available via in-person to a specified checking account
- The interest paid might be tax deductible*
- Set up automatic payments to be deducted from your account monthly
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
What our
Members say
I upgraded my phone and was unable to logon to my Millstream Area CU account. Millstream now allows customers to text for assistance which is an invaluable service! Lori answered my texts and in less than 4-5 minutes my issue was resolved. Very grateful that Millstream provides first-rate customer service and team members such as Lori!Nancy D.