Auto Loans

  • Buy your first vehicle or upgrade to a newer model*
  • Flexible terms, competitive rates to finance new or used vehicles
  • Pre-approval available with up to 100% financing on loans
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Motorcycle, RV, and Boat Loans

  • Affordably finance almost any recreational vehicle*
  • Competitive rates for motorcycles, ATVs, and more
  • Quick, local decision-making and processing
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Personal Signature Loans

  • Fund your dreams, major purchases, and goals for the future
  • Friendly advisors, no application fees, no pre-payment penalties
  • Competitive fixed and variable rates, with terms up to 48 months
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Visa Rewards Credit Card

  • Meet expenses when and where they arise
  • Two convenient options to suit different needs
  • Competitive rates, no annual fees, and a 25-day grace period
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Visa Prepaid Cards

  • Make purchases with greater ease through a reloadable card
  • Easily load funds onto your card online or at a branch
  • Gain more control over your card with the CUMONEY app
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Share Secured Loans

  • Use your existing savings account as collateral for new funds
  • One of our lowest loan rates with flexible terms and payments
  • Great credit-building tool with payment protection available
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Student Loans

  • Smart Option Student Loan® offered through Sallie Mae®
  • Competitive interest rates, 3 easy repayment options, no origination fees
  • Service your existing student loan through Millstream Area Credit Union
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Draft Lines of Credit

  • Available to Millstream Area Credit Union checking account holders
  • Borrow up to $500 to use for unexpected expenses or needs
  • Affordable rates and payments, with many convenient ways to pay
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