Auto Loans

  • Buy your first vehicle or upgrade to a newer model*
  • Flexible terms, competitive rates to finance new or used vehicles
  • Pre-approval available with up to 100% financing on loans
Learn More

Auto Loan Refinancing

Learn More

Motorcycle, RV, and Boat Loans

  • Affordably finance almost any recreational vehicle*
  • Competitive rates for motorcycles, ATVs, and more
  • Quick, local decision-making and processing
Learn More

Personal Signature Loans

  • Fund your dreams, major purchases, and goals for the future
  • Friendly advisors, no application fees, no pre-payment penalties
  • Competitive fixed and variable rates, with terms up to 48 months
Learn More

Visa Rewards Credit Card

  • Meet expenses when and where they arise
  • Two convenient options to suit different needs
  • Competitive rates, no annual fees, and a 25-day grace period
Learn More

Share Secured Loans

  • Use your existing savings account as collateral for new funds
  • One of our lowest loan rates with flexible terms and payments
  • Great credit-building tool with payment protection available
Learn More

Student Loans

  • Smart Option Student Loan® offered through Sallie Mae®
  • Competitive interest rates, 3 easy repayment options, no origination fees
  • Service your existing student loan through Millstream Area Credit Union
Learn More

Draft Lines of Credit

  • Available to Millstream Area Credit Union checking account holders
  • Borrow up to $500 to use for unexpected expenses or needs
  • Affordable rates and payments, with many convenient ways to pay
Learn More