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Draft Lines of Credit

Give your checking a boost with a line of credit attached to it. Protect yourself from overdrafts, unexpected costs, and more.

Key Features 

  • Competitive Rates
  • Local Processing
  • Quick Decisions

Benefits

  • Draft line of credit that connects to your checking account*
    • Cover unexpected expenses
    • Prevent checks from bouncing
    • And more
  • Access up to $500
  • Low monthly payments of $35
  • 10-day grace period on payments
  • Member must:
    • Be 18 years or older
    • Have a verifiable income
    • Have an active checking account
    • Be in good standing with the credit union
  • No annual fee
  • No monthly maintenance fee
  • Loan application must be filled out and signed by all applicants

*Credit qualifications, terms, and conditions apply.

What our
Members say

I upgraded my phone and was unable to logon to my Millstream Area CU account. Millstream now allows customers to text for assistance which is an invaluable service! Lori answered my texts and in less than 4-5 minutes my issue was resolved. Very grateful that Millstream provides first-rate customer service and team members such as Lori!
Nancy D.

Refinance your auto loan and we'll beat your rate by up to 1%