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Loan Specials

Auto Refinance Special

Bring your auto loan to us and save!

  • We'll beat your rate by 1%*

Pre-Approval Discount

Get Pre-Approved and save!

  • New Vehicles 0.5% off rate
  • Used Vehicles 0.25% off rate
  • No Pre-Payment Penalty

*Limited time offer. Offer may end at any time without notice. Beat the Rate is for refinancing of auto loans only. Membership and Credit Eligibility requirements apply. In no event will the refinanced APR be below 4.95%. Beat the rate incentive is to beat the rate by up to 1% or standard rate, whichever is better for the member. Proof of current rate is required. Existing MACU auto loans are ineligible for this refinancing offer. Not eligible for purchases. Other terms and conditions may apply. Cannot be combined with any other offers.


What our
Members say

We've been using Millstream Area Credit Union for years and have always had great experience with them, Devin just helped us get some things figured out for my Mom's account she made it super easy!

Nick W.

Refinance your auto loan and we'll beat your rate by up to 1%